Rates

IRA Accounts
Term	Annual Percentage Yield	Minimum Balance to Open	Effective Dates

60 month IRA Special	2.25%	$500	9/7-9/12/2010
25 month IRA Special	1.50%	$500	9/7-9/12/2010
13 month IRA Special	0.95%	$500	9/7-9/12/2010
IRA Savings Account	0.08%	$25	9/7-9/12/2010
Maximum deposit amount is $250,000. Penalty imposed for early withdrawal. All rates, terms, and conditions are subject to change without notice. Effective April 1, 2006, IRA deposits are insured up to $250,000 by the FDIC.